Mortgage and Refinance Interest Rates Today, Saturday, July 25, 2026: Highest Rates This Year The recent surge in mortgage interest rates has caused concern among would be homebuyers and refinancers.
According to Zillow's latest data, the 30 year fixed rate has reached 6. 696%, a 24. 1 basis point increase from previous levels. The 15 year fixed rate has also risen, climbing by 9. 6 basis points to 6. 036%.
Higher interest rates make mortgage payments more expensive, which is particularly notable for those considering a 30 year fixed mortgage.